Pepys Street RTM Company Limited

What you must do if your flat is unoccupied for more than 30 days

The current building insurance policy now contains a standard exclusion from liability in respect of unoccupied flats.

In the event that your flat remains unoccupied for a period exceeding 30 days it is most important that you take the following steps in order to ensure that the building insurance cover remains valid for any claims resulting from water leakage:

1. Notify your letting agent (if appropriate)
2. Turn off the mains water supply inside the flat
3. Arrange for the flat to be inspected on a weekly basis until occupation is resumed to ensure there are no leaks
4. Keep a written note of each inspection since the insurer may ask for this if a claim is made

Failure to follow these procedures will mean that the building insurance cover is invalidated for any claim for loss or damage which emanates from an unoccupied property. This is because the current building insurance policy now contains a standard exclusion from liability in respect of unoccupied flats. Therefore, the above steps are necessary to safeguard your own interests but also those of fellow Leaseholders.

It is recommended that you check the main stopcock inside your flat to make sure it is operational.

If you need assistance with any plumbing problem see here for suggested help.